Saving Stream is a peer to peer investment platform launched in 2013 by Lendy Ltd. Peer to Peer lending, also known as Person to Person or P2P lending allows investors to finance development projects and property purchases. Saving Stream ensures this process is fast, simple and secure, and delivers a fixed interest rate of 12% per year. All proposals are fully assessed before being made available for investment, with several levels of protection in place meaning you can invest your capital with complete peace of mind.
Lending is secured with a legal charge, and loan amounts do not exceed 70% of the Open Market Value. This means that in the event of a default there is sufficient equity to allow loan funds to be recouped with the sale of the security. A substantial Provision Fund is also maintained in case of shortfalls. Since 2013 over 5000 investors have earned a total of £5,027,432 in interest, and we have a 100% success record in repayments.