You’re constantly moving forward - you deserve a lender that looks forward with you. SoFi is a leading marketplace lender focused on accelerating your success, with student loan refinancing, mortgages, mortgage refinancing, and personal loans. Our unique approach to underwriting looks at where you are today and where you’re headed. We take a number of dimensions into consideration, including career experience, monthly income vs. expenses, financial history, and education. Unlike traditional lenders, we offer a suite of benefits to help our members get ahead.