Privacy Policy - CompareLend

 

Please read this privacy policy carefully to understand our privacy practices and to understand how we treat your personal data.

This privacy policy explains how your personal data is collected, used, and disclosed by CompareLend ("CompareLend", "We", "Us"). We may update this Privacy Policy from time to time, please check back frequently to see any updated or changes.

By continuing to use our service after we post any such changes, you accept the Privacy Policy, as modified.

What information we collect

In order to provide you access to comparison of P2P lending offers available online and provide our services to you, you will be required to register and provide us with certain personal identifiable Information ("Personal Information").

Examples of the Personal Information that we collect from you include name, address, email, account login and password information, phone number, date of birth, IP address, financial account information, income information, employment information, and other personal, financial, or demographic information. It is your voluntary decision whether to provide us with any such Personal Information, but if you refuse to provide such information we may not be able to register you or to allow certain uses of our services.

As you navigate through and interact with our website (the "Site"), we may use automatic tools to collect certain information about your actions on CompareLend and on affiliated platforms. This includes information such as which links you click on, which pages or content you view and for how long, and other similar information and statistics about your interactions, such as content response times, download errors and length of visits to certain pages. This information is captured using automated technologies such as cookies (browser cookies, flash cookies) and web beacons, and is also collected through the use of third party tracking services (such as Google Analytics, Woopra or other). For more information, please see our Cookies page.

In addition, when you use the Site, certain non-personally identifiable information may be automatically gathered about your IP address, geo-location information, mobile device, browser type, browser language or operating system. We may use third party contractors to collect and aggregate this information. For more information, please see our Cookies page.

How do we receive your information ?

We may receive information about you :

Using your information

We may use your information, with your agreement, for different purposes, including:

How we may share your Personal Information

As a P2P lending comparator, we are affiliated with P2P lending platforms online. We may share your Personal Information with these corporate affiliates as permitted by law. If you search a lending opportunity through our website, we may share your Personal Information to our affiliated platforms, these third parties will process your Personal Information as data controllers in accordance with their own privacy policies.

While CompareLend is not a financial institution, affiliated platforms we work with may be subject to financial regulation and need to verify identify of their customers and prospects. When you submit information to CompareLend, we will therefore ask for your name, physical address, mailing address, date of birth, IP address, and other information that will allow us to identify you. This information may be passed to these affiliated platforms.

For the correct performance of our services your Personal Information may be processed by the personnel of other companies, which as data processors provide services to CompareLend (e.g. providers of online hosting services, e-marketing services, website and database maintenance and management services including Mailchimp).

Your Personal Information will never be sold to commercial third parties out of CompareLend for commercial mailing use without your express prior consent.

We may also been asked to provide information for legal or regulatory purposes or for the purpose of preventing fraud/loss, for example to fraud prevention agencies.

How we store and/or transfer your personal data

We store your Personal Information in secure operation environments that are protected from unauthorized parties. We follow the industry standards to protect your Personal Information. Internet is unfortunately not completely secure and although we do our best to protect your Personal Information, we cannot guarantee the total security of the data transmitted through our website.  

Any Personal information we collect shall be destroyed without delay once the purpose for which the information was collected has been achieved. However, we may retain the collected Personal Information only for as long as is reasonably necessary taking into consideration our need to answer queries or resolve problems, provide improved and new services and comply with legal requirements under applicable law(s).

This means that we may retain your Personal Information for a reasonable period after you stop using our service. After this period, your Personal Information will be deleted from all of our systems.

The storage as well as the processing of your Personal Information may require that your Personal Information is transferred and/or store in a destination outside of your country of residence. By accepting the terms of this Privacy Police, you agree to such transfer including in countries offering a lower level of protection that your country of residence.

For persons residing in the European Union, please note that we may transfer your Personal Information to service providers established outside of the European Union, including in countries like the United States whose legislation on the protection of personal data is different from the applicable legislation in the European Union. We have adopted guarantees provided by the applicable regulations to ensure a sufficient level of protection of these personal data transfers by putting in place contractual clauses set by the European Commission.

Cookies – Why CompareLend uses them ?

CompareLend uses of Cookies to gather such Personal Information for the purpose of understanding how you use this website. Cookies help us adapt our website to your personal needs.

CompareLend keeps all the information collected from cookies in a non–personally identifiable format. Cookies located on your computer. After the user's session is cancelled the information contained in the cookies is no longer available to CompareLend.

Fore more information about the third party cookies we use, please consult our Cookies page.

Access and change or delete of your personal data

Where provided by law, you have the right to access your Personal Information held about you.

Where permitted by law, you may also have the right to delete, correct or revise your Personal Information.

These rights may be exercised by emailing us at [email protected]