Personal loan

Find the best rates for your personal loan

  • How much?

    Personal loan from £ 1.000 to £ 2.000.000

  • How long?

    Duration of the loan

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A loan commits you and must be paid off. Verify your abilities to repay before committing yourself.

What is a personal loan?

A personal loan, also called a signature loan, is generally an unsecured loan, which means that instead of a collateral, the individual borrower needs to prove that they are creditworthy to secure one.

On a P2P platform everybody of legal age can get a consumer loan for personal use, granted a good credit history and current employment status.

How does it work on the P2P lending market?

Once a person addresses a loan request to a P2P platform, the request will get quoted to establish the rate, the overall cost and the amount of monthly repayments. Then, the borrower will be asked to provide proof of their creditworthiness to get an approval. As soon as the loan gets approved, it is put on line to be financed by a large number of individual or institutional investors.  

What can one get a personal loan for? 

Depending on a platform, a person can get from £1000 to £500,000 to realize all kind of personal projects: buy or renovate a house, finance their education or a dream travel, make a substantial purchase (vehicle, jewellery, home equipment) or finance a life event (marriage). One can also refinance a loan, pay off a credit card debt or finance a mortgage. A personal loan may help realising a long time project or get out of an unexpected situation, always at the best rate.



Loan Calculator





Easier to secure

No collateral

Fixed rate, term & monthly repayments

Frequently Asked Questions

Using will give you access to a multitude of peer-to-peer lending platforms at once. Through an easy 3 steps process, you can easily define your needs and plans, compare offers available on the peer-to-peer lending market and apply online. As we see it, comparison is key to get a loan or an investment easier, faster and cheaper.

For the borrower there are 3 major benefits:

Simplicity: it is easier to get a loan through an online platform, because unlike going through an official financial institution, fewer constraints are imposed by the lenders: credit history, purpose of the loan, etc. get accepted or rejected by the lenders, according to their risk management strategies.
Money saving: for 2 reasons: the cost of borrowing is always lower than in a bank and generally, no additional fees are imposed upon a borrower, such us application fee, processing fee, etc. as the whole process happens on line.
Time saving: it is quicker to get approved, having access to a huge pool of lenders, and quicker to get funds, generally between one and three weeks.

Note that using a peer-to-peer lending platform you will not pay the usual bank fees (application fee or processing fee) and that the interest rate will be lower than in traditional institutions. However, the amount you will pay precisely getting your loan, will depend on the interest rates set by the platform you have chosen to use. Please check systematically the Terms of use of each platform you intend to borrow through.

You can borrow money through peer-to-peer lending as an individual or a company. If you are an individual, you will have to be at least 18 years old. Specific rules may apply depending on your country of residence and on the platform you chose to use. Read carefully the Terms of use of the platform you chose to borrow through.

It depends on your country of residence. If you live in the US, you will only be able to borrow in the US. If you live in the European Union, you will have access to all the lending markets of other European countries. Check the Terms of use of the platform you are borrowing with to get all necessary information about cross-border lending.

The peer-to-peer lending works pretty much in the same way as classic lending, with the rates, monthly payments and risk taking. The fundamental difference is that no traditional financial intermediary is involved in the process. Generally, borrowers’ needs and lenders’ resources meet through an online platform, giving the users an easier access to credit on lower rates and risk-adjusted returns on investments.

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