Younited Credit

Launched in october 2011, Younited Credit is today’s peer-to-peer lending leader in France.
By allowing investors/borrowers to lend/borrow mutually, Younited Credit avoids  complexity and  charges that are associated with the traditional bank system. The savings and profits realized, benefit directly the investors and borrowers that are therefore exempt from going through banks!

Nowadays, French households can borrow through Younited Credit amounts from €3000 to €40000, depreciable over 2 to 6 years, to carry out personal projects like: home improvement, car purchase, cash flow, holidays, weddings or even debt consolidation.

Prêt d’Union is the unique platform in the world having a banking license, which makes her the only P2P lending platform recognised as such. Which means that the transactions are entirely safe. 

After a €10 million fundraising in 2014, enabling it working hand in hand with the Schibsted-Leboncoin group, Younited Credit raised another €31 million in July 2015 in order to expand to Italy and Spain by the end of 2016.

Since its launch, Younited Credit already granted €250 million of loan for 1.5 million requests from french households.

Younited Credit in Numbers

Total loans funded
315 699 500€
Average loan size
8 500€
Average borrower rate
4.5 %
Funding delay
5 Day(s)

Younited Credit in the Peer to Peer Lending Market

Loan size
3 000 - 40 000€
Average loan amount
8 500€
Average Rate
3.5 %
Number of investors
2500

Access Conditions to Younited Credit

Borrow

Funding type :
  • Personal loan
Loan size : 3 000 - 40 000 €
Duration : 2 years - 5 years
Average borrower rate : 4.5 %
Rate : 3.98 % - 9.58 %
Borrower fees : 0
Death insurance : N/A

Eligibility

Minimum business age : N/A Year
Minimum turnover : N/A €
Documents to provide to get a loan :
N/A

INVESTMENT

Minimum investment : 100 €
Maximum investment : 1 000 000 €
Investors fees : N/A
Security : No
Average return rate : 3.5 %