Credit.fr

Credit.fr is a participative finance platform created for small businesses that enables them to borrow from personal savings and business finances.

Credit.fr scrupulously selects investment projects from businesses that are 4 or more years old, and wishing to borrow from the lending community. The financial strength of the company as well as the loan duration establishes the return rate of the loan. Credit.fr offers three risk categories: « selective », « balanced » and « dynamic » for length of 3, 4 or 5 years, with rates going from 3.40% to 8.70%.

To protects lender’s capital and for the borrowers’ serenity, life, disability and incapacity insurances is offered to the borrowers. In addition, Credit.fr is fully charge free for lenders collecting the interests given by the borrowers. Credit.fr also offers borrowers loan access, without bail nor guarantee and is committed to delivering the loan validation in 48hours at most. The whole file analysis happens from a far and the credit.fr marketing team takes care of putting the project for the fundraising online.

Credit.fr is a commitment for transparence and reliability in service of small businesses owners and savers.

Credit.fr in Numbers

Total loans funded
1 869 000€
Average loan size
39 947€
Average borrower rate
7.16 %
Funding delay
17 Day(s)

Credit.fr in the Peer to Peer Lending Market

Loan size
20 000 - 300 000€
Average loan amount
39 947€
Average Rate
7 %
Number of investors
3040

Access Conditions to Credit.fr

Borrow

Funding type :
  • Business Loan
Loan size : 20 000 - 300 000 €
Duration : 3 years - 5 years
Average borrower rate : 7.16 %
Rate : 4 % - 8.1 %
Borrower fees : 3
Death insurance : N/A

Eligibility

Minimum business age : 4 Year
Minimum turnover : 150 000 €
Documents to provide to get a loan :
N/A

INVESTMENT

Minimum investment : 50 €
Maximum investment : 1 000 €
Investors fees : N/A
Security : Yes:
Average return rate : 7 %

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